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How Much Does It Really Cost to Live in Playas del Coco, Costa Rica?

Updated: Sep 28

Playas del Coco is one of Costa Rica’s most popular coastal towns - and for good reason. With its proximity to the Liberia International Airport, walkable beach lifestyle, and growing expat community, Coco has become a go-to destination for both short-term visitors and long-term residents.

But what does it actually cost to live in this paradise?


Aerial view of Playas del Coco coastline, Costa Rica - homes, beach access, and tropical surroundings showing typical living environment
Aerial view of Playas del Coco coastline, Costa Rica - homes, beach access, and tropical surroundings showing typical living environment

In this article, we break down the real cost of living in Playas del Coco in 2025, based on current prices, local insights, and different lifestyle choices - from modest to luxury.


🏠 Housing Costs


Whether you’re renting or buying, housing is often your biggest monthly expense. The good news? Playas del Coco has options for every budget.


🛏️ Renting


  • 1-bedroom condo: $850–$1,300/month

  • 2–3 bedroom home: $1,200–$2,000/month

  • Luxury villa or oceanview home: $2,500–$5,000+/month


➡️ Tip: Rent is generally higher in gated communities or homes with ocean views.


🏡 Buying Property


  • Small condo: Starting around $170,000 USD

  • 2–3 bed homes: $250,000–$500,000+

  • Oceanview luxury home: $600,000–$2M+



💡 Utilities & Internet


Costa Rica’s utilities are fairly affordable, especially if you’re mindful of your usage.

Service

Estimated Cost (Monthly)

Electricity

$100–$300+ (A/C affects this most)

Water

$20–$40

High-speed Internet

$40–$70

Cable TV

$30–$60

Cell phone (SIM prepaid or postpaid)

$10–$40

➡️ Fiber optic internet is widely available in Coco.


🛒 Groceries & Household Essentials


Groceries can vary depending on your diet and where you shop.

  • Weekly groceries for 1–2 people: $75–$150

  • Imported goods (cheese, wine, nut milks): 30–50% more than U.S. prices

  • Local produce & markets: Much cheaper and fresher than supermarkets


➡️ Shopping at the local feria (farmers' market) can cut your produce cost in half.


🍽️ Dining & Entertainment


Playas del Coco has a growing food scene - from beachside sodas (local diners) to upscale seafood restaurants.


  • Casual lunch at a soda: $5–$9

  • Dinner for two at a mid-range restaurant: $40–$70

  • Fancy dinner with drinks: $100+

  • Beer at the bar: $2–$3

  • Gym membership or yoga pass: $40–$100/month



🚗 Transportation


  • Gas: ~$5.70/gallon (as of 2025)

  • Car purchase: Higher than North America (import taxes)

  • Golf cart: Popular for short distances

  • Uber: Limited in Coco, but available in Liberia

  • Taxis: $5–$10 locally, $50+ to airport


➡️ Many expats in Coco choose to walk, bike, or use golf carts for local travel.


🩺 Healthcare & Insurance


Costa Rica has excellent healthcare - both public (Caja) and private.

  • Monthly Caja (public health insurance): ~$50–$100/person

  • Private doctor visit: $50–$100

  • Private insurance plan: $100–$300/month depending on coverage

  • Dentist cleanings: $50–$80



👨‍👩‍👧 Family & Education


For families with kids:

  • International school tuition: $3,000–$8,000/year per child

  • Extracurriculars (sports, art, music): $50–$150/month

  • Babysitting/nanny: $5–$8/hour


📊 Monthly Budget Examples

Lifestyle

Rent

Food

Utilities

Extras

Total (est.)

Budget Expat (solo)

$1,000

$300

$150

$200

$1,650/month

Mid-Range Couple

$1,600

$500

$200

$400

$2,700/month

Luxury Living

$3,500

$700

$300

$800

$5,300/month

🏝️ Final Thoughts: Can You Afford the Pura Vida Lifestyle?


Yes! Whether you're on a tight budget or living in luxury, Playas del Coco offers affordable, flexible lifestyle options - all while being steps from the beach.

If you're thinking of moving, retiring, or investing in Costa Rica real estate, Playas del Coco is a place where your quality of life is high, and your dollar stretches further than you'd expect.


Ready to Find Your Costa Rica Home?


Let’s talk! I can help you explore available homes, condos, or land that matches your budget and lifestyle goals in Playas del Coco, Playa Hermosa, and surrounding areas.

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